![]() Loan amount is determined by the size of your down payment, any applicable rebates, and your trade-in vehicle value. Loan amount, loan term, and interest rate all factor into the calculation. Keep in mind that if you are getting a used car loan, your interest rate will be higher. This calculator helps you to determine how much your monthly vehicle payments may be. The estimates are based on the average interest rates for new car loans by credit score according to Experian data from the second quarter of 2020. Credit score: If you’re not sure about the interest rate of your loan, you can use your credit score to estimate the rate. ![]() Along with the term, it determines the total loan cost.
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